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Monday, October 7, 2019

It’s that time of year again for Medicare’s Open Enrollment! Are you ready? If you are new to Medicare then it’s important to know that Open Enrollment occurring in the Fall is only designated for changes to be made...

 

Friday, October 4, 2019

The largest wealth transfer in the history of the world is currently in process. It's estimated that around $68 trillion will switch hands over the next 25 years. Baby Boomers are currently retiring, and many of them will pass of the...

 

Tuesday, October 1, 2019

Retirement is a dream for most Americans. Sure, there are people like Warren Buffett who love to work. Most people do not. If you're one of those people who want to retire, the question arises of when a good time to retire might be....

 

Saturday, August 17, 2019

Raising children is something often done by parents in the prime of their life, typically between the ages of 20 and 50. By the time retirement comes around, most of the children are off on their own, leaving the parents to finally...

 

Monday, July 22, 2019

With all of the day-to-day demands on your finances, sometimes it is difficult to have a strong grasp on what your overall financial picture really looks like. While many people may be very in tune with one segment of their financial...

 

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Monday, July 8, 2019

Building your dream home for retirement is not an uncommon goal many Americans have. However, just because it's a common dream doesn't mean it's an appropriate dream for a large portion of the population. Sure, you may have several...

 

Sunday, June 23, 2019

The Forty-hour work week paired with a busy schedule tends to be a recipe for stress and burn out. While practicing daily self-care in small increments is an important piece to preventing burn out, periodically taking a prolonged break...

 

Monday, June 17, 2019

Everyone faces the concept of retirement at some point. The closer an individual gets to retirement age, the more concerned he may become about his ability to live comfortably after retirement. It may also make him wonder whether his...

 

Sunday, June 9, 2019

Planning for retirement allows for many considerations and avoiding Probate is one of them. The good news is if own a retirement account and have named beneficiaries, the account does not have to go through the probate process in most...

 

Sunday, June 2, 2019

The Setting Every Community Up for Retirement Enhancement Act (SECURE Act) recently passed in the House of Representatives by a margin of 417-3 last Thursday. The bill is slated to be successfully ratified into law by the U.S. Senate...

 

Sunday, May 26, 2019

It is never too early to begin thinking about retirement. Even if that season of life is decades away for you, the financial decisions that you make now can have a significant impact on your quality of life later down the road. As you...

 

Sunday, May 19, 2019

Although we assume many of our readers know what a 401(k) and an IRA are, let’s cover these quickly. What is a 401(k)? 401(k) retirement, savings, and investment accounts are places to store money in which your contributions are...

 

Tuesday, May 14, 2019

Individuals working for years and planning for retirement ultimately lead to be dynamic go-getters who don't want to think about the limitations and possible incapacitations of old age. However, with smart planning in your 50's and...

 

Monday, May 6, 2019

Social Security is one of the main benefit programs for workers in the United States. At some point, almost everyone will collect something from Social Security. If you are getting close to collecting from Social Security, you might be...

 

Sunday, April 28, 2019

One of the crucial decisions in life if you have minor children is to make arrangements for the guardian or guardians who will finish raising your children if you and your spouse should happen to die in a common accident or weather...

 

Thursday, April 25, 2019

This years tax deadline is behind us. If you received a refund, what’s your plan? Some taxpayers choose to spend the entire check on clothing, shoes, and their appearance. They never look into investing their money for their own...

 

Monday, April 15, 2019

Two years ago, the current government built their own mark on the United States with what some call the most necessary and important tax reform. The retirement reform that they are planning might be the long shot of 2019 since there...

 

Thursday, March 22, 2018

Are You Getting All The Free Money From Your Employer You Can (Part 1)? By Nathan Brown Many people receive the benefit of being able to invest in their company stock at a discount. However, not everyone maximizes that opportunity....

 

Saturday, December 9, 2017

When you watched the New Year’s Eve countdown and raised your glass to 2017, did you make any resolutions to put your finances first this year? If so, you’re not alone. Finance-related resolutions are the third most popular...

 

Thursday, November 16, 2017

Happy Thanksgiving to you and your family! I want to take a moment to thank you for an amazing year in 2017. We sincerely appreciate the trust you place in our firm, and we take our responsibility to you and your family very seriously....

 

Thursday, November 16, 2017

There are a lot of perks that come with spending a lot of time at a company like Intel or Nike. One that you’re probably very familiar with is company stock. If you’re in upper management, you have seen your fair share of...

 

Friday, October 13, 2017

At Kimsa Total Wealth, I’ve spent years focusing my career on helping people who are making a significant transition in life—from selling the family business to diversifying two decades of concentrated stock positions. As a...

 

Tuesday, September 19, 2017

Risk is everywhere, every day. But when it comes to your money, taking on too much risk can mean not reaching your goals. While there are some things we can’t control, such as natural disasters and political scandals that cause...

 

Tuesday, September 12, 2017

If you have a credit report (and most of us do), there’s a good chance that you were one of the estimated 143 million Americans affected by the recent Equifax Data Breach. If you have been affected, it’s important to be...

 

Tuesday, September 12, 2017

Downsizing has become the norm as companies desperately try to keep up with technological advances and changing markets. Intel fell prey to this trend in 2016, eliminating 15,000 jobs worldwide. (1) Unfortunately, the layoff spree is...

 

Monday, June 5, 2017

In March, we discussed six milestones that require a financial advisor. But is a financial advisor worth it? You’re smart, so you could get online and learn about finance for yourself. What will a financial advisor actually do...

 

Monday, May 22, 2017

We all have one. It’s the place in the house that inevitably becomes a catch-all for every random thing that comes in the door. Whether it’s the built-in desk in your kitchen or you are more traditional with an actual...

 

Monday, May 15, 2017

This year’s tax season may be over, but it’s not too early to start planning for next year! Tax season is usually not everyone’s favorite time of year, but taxes are a necessary evil we must face. Many people...

 

Monday, May 8, 2017

The most popular college savings vehicle is the 529 plan. By the end of 2015, there were 12.5 million active 529 accounts in the US.(1) And they continue to grow in popularity. But is a 529 plan really the best way for you to save for...

 

Tuesday, April 11, 2017

What is it that motivates you to work so hard? Do you slave away just to pay the bills, do some fun things, put a bit aside for the future, and call it a day? Most of us just want to have “enough.” Enough to do what we want...

 

Friday, March 17, 2017

A financial advisor is incredibly valuable when it comes to handling your everyday money concerns and helping you planning for your future. But at the same time, there are milestone life events that can dramatically alter your...